it often works out…

 My car insurance was due to rebill or renew or whatever you call it today – the final payment of this period of car insurance.  During the last week, I had scraped and robbed Peter to pay Paul and had just enough on my credit card to make the payment with that and to avoid the automatic withdrawal of the insurance payment on my checking acount.

But…

I completely forgot about the Satellite radio subscription.  They had made it an automatic charge on the credit card and I couldn’t remember when it renewed.  It did yesterday, and thus took a decent chunk of my Visa card, which I had paid off enough to pay the car insurance.  I checked the balance online yesterday and was like "wtf? Where’d the money go?".  I specifically got regular oil put in the car instead of the synthectic oil I’d rather use when I got it changed the other day to make sure I had enough for the car insurance.

Sirius satellite called last night, as a matter of fact, and was asking about why the payment got rejected, or why about something else, and I got to tell them about my troubles.  I guess they thought I was about to cancel the service altogether, and they offered me a hell of a deal – 6 months of service for $19.95 plus so many dollars for the music royalty fund, that pays artists when their music is played.  Thy will be refunding more than half of what they took off my credit card… but they have not yet, on Saturday afternoon, returned that money.

It was "oh shit" time though, because the car insurance was an automatic debit from my checking account tonight, and there is not enough in that account.  Companies like that are much more willing to talk about a delayed payment if they’ve already gotten part of it, so I paid what I could with the credit card and called the insurance company to talk to them about being nice and waiting for the rest until Monday, when the bank opens and I can go there and make a deposit.

I can make a deposit because I got some cash in the mail today, and I should have looked earlier in the day, when the bank was still open.  None of this stress had to happen, in other words.

Homer Simpson would say "D’oh!!!"

NWC said something I’d rather not write.

As I mentioned though, companies are much more willing to make exceptions or to work with you if you’ve shown some effort to pay your bills.  I made most of the payment with my credit card (and how close is that to zero?  real close) and called them right after that.  Long story short, the payment date has been put off until Monday by 8 pm.  I have enough cash now to make a deposit, in cash, and then go ahead and pay the bill online before 8pm.

Whew.  I don’t dare drive the car without insurance.  I know it’s sometimes done, but I owe about 20k on the car as it is, and have nothing, if it gets in an accident (that’s why they call ’em accidents – you don’t plan those). I would not only be up the creek, I’d be in it, and it’d be MY fault for not being insured.

(ok.  I learned THAT lesson many years ago, when I was in the Navy.  An unregistered, uninsured car will get towed, at your expense, off a Navy base if they catch you.  They did and it did and it was a big drag all around, and ever since then, I have insured my cars and made sure they were registered)

It’s not paid completely – but I will be at the bank when they open Monday and things will work out; I will be able to continue to drive.

***

In other news, I am taking the offer of a free exam for Blackie Cat Monday afternoon.  I will try to have, or know I can get it in a day or two,the $35 cost of a blood glucose test for Blackie.  That $35 is the Doctor’s cost – fair, I think, and really necessary, if I can pay it.  I will get the prescription then (the doc wants to see Blackie before he writes the script for the insulin) and then I’ll take it to Pongo, who will give me what I will need to buy the insulin.  I will take the reciept to them after I get the insuln.

I guess they are going above and beyond to give me this help, and I very much appreciate the help.  Blackie would too, if I explained it to him and he understood.  He comes to me at shot time, so he know’s it’s good for him, and I guess it makes him feel better – if it didn’t, well, it’d be that much harder to give him the shots.

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I got notice of the hearing about the denial of my unemployment today too.  The employer has to prove he was right to fire me, and I believe that telling them how underpaid I was – it’s called "Minimum Wage" for a reason – will work in my favor.  yeah, I was rude as hell, and I would have fired myself too, but I was being blatently cheated and maybe even Jesus Christ himself would have been rude.  I did get to tell that man EXACTLY what I thought of him and his foreign ass bullshit, and that’s worth nothing in cash, but a lot in satisfaction for me.

Paying $6.66 an hour when the minimum wage was $8.40 is WRONG. isn’t it?

And wtf.  They’ve already said "no". what else can they say?  "Yes", I’m hoping, because that’s thousands of dollars they should have been paying me.  I’m going to go to St. Vinny’s and see if I can get some advice or

the number of someone who can help me burn that motherfucker down to the ground.  I won’t put it quite that way, of course, but that is my full intention.  Fuck you asshole.

***

So, busy day on Monday.

***

I have not bought any cigarettes for four days now, but omg, one would taste good RIGHT now.

Maybe that will pass.

***

ONE LAST THING:

Does anyone have any picture requests?  Please know that I shoot my best pics of landscapes and prefer those kind of shots, but I could try other ones, if you want.  I’m saying this for a reason.  You guys, my readers, have been helpful in mail and notes here re the situation me and my cat are in right now, and I want to do what I can to repay that help.  A picture or two ain’t much, but it’s what I’ve got now, and what the heck, I have a digi-cam and know how to use it.  if you’d like to see something, please ask and I’ll post it/them if I can.

 

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